Brisbane’s property market is shifting rapidly. If you’re a buyer wondering whether to act now or wait, you’re not alone. Search terms such as Brisbane property market, Brisbane buyers agent, and off-market homes are trending in real estate searches – because timing is everything. Stay ahead of the competition and secure the right property before prices move again. Don’t get left behind in Brisbane’s fast-paced market.
Brisbane’s property market continues to be one of Australia’s most compelling and dynamic real estate landscapes, attracting homebuyers, investors, and developers alike. As we move into 2025, several factors will shape the future of Brisbane property, including strong population growth, significant infrastructure projects, economic stability, and new government initiatives (Boost to Buy home ownership scheme, First Home Guarantee Scheme (5% deposits), Stamp duty concessions for first home buyers) aimed at helping first-home buyers.
For those navigating this competitive market, expert guidance is not just advantageous but essential. Buyers Scout, a trusted Brisbane buyers agent, offers unparalleled local knowledge and professional advocacy to ensure you purchase the right property on the best terms.
This comprehensive article explores Brisbane’s property market trends for 2025 and beyond, the impact of the expanded First Home Guarantee scheme launching 1 October 2025, and how partnering with Buyers Scout can simplify your property journey.
Is now a good time to buy property in Brisbane?
Yes, current demand and limited supply are driving steady growth. Buyers acting now can avoid future price increases. With the right strategy, especially through off – market opportunities, it’s possible to secure value before competition intensifies.
Why is Brisbane’s property market growing?
Brisbane offers affordability, lifestyle, and infrastructure investment compared to Sydney or Melbourne. Strong interstate migration and a housing shortage continue to fuel demand, especially in family-friendly suburbs and inner – city pockets (Paddington, New Farm, Norman Park, Fortitude Valley, Bulimba, Coorparoo) with development potential.
Is Brisbane’s Property Market Still a Smart Investment in 2025?
Brisbane continues to attract attention from homebuyers and investors due to its strong economic fundamentals (growth indicators), population growth (demographic trend), and infrastructure development (government investment).
With rising demand and limited supply, property values are expected to remain resilient.
Understanding the local drivers can help you make informed buying decisions in a competitive market.
Brisbane’s real estate market has demonstrated remarkable resilience and growth in recent years. Driven by a combination of interstate migration, international arrivals, and an overall population boom, demand for housing in Brisbane keeps intensifying. The city’s property prices have surged substantially, with Brisbane now positioned as Australia’s second most expensive capital city. Reports early in 2025 indicated property prices averaging around $924,000 and projections forecasting continued growth between 5 – 7% over the year.
This robust growth is underpinned by Queensland’s projected population increase of over 16% leading up to the 2032 Brisbane Olympic Games. This event catalyses substantial infrastructure investment – from the Brisbane Metro and Cross River Rail to urban development projects like Queen’s Wharf – boosting connectivity and property values across key corridors.
Is Brisbane’s Property Market About to Shift? Here’s What Buyers Need to Know
Understanding Brisbane’s property trends is essential if you’re planning to buy. With rising demand, shifting supply, and interest rate impacts, the market is changing fast. Whether you’re a first home buyer or investor, knowing the current price movements and suburb-level dynamics can help you make smarter decisions – and avoid costly mistakes in 2025.
While Brisbane’s prestige market has seen entry prices soar above $3 million, the broader market still offers opportunities across various price points. First homebuyers, families upsizing, and investors benefit from a spectrum of suburbs undergoing rejuvenation, with increasing attention on fixer – upper hotspots delivering strong capital growth potential.
Market analysts observe a potential easing in the rapid pace of price increases but confirm that the city’s underlying growth drivers suggest stable, sustainable appreciation over the medium term. Rental demand remains high, rental supply tight, and vacancy rates low, making investment properties an attractive proposition for investors.
What are the current property price trends in Brisbane?
Brisbane’s property market continues to show steady growth, especially in lifestyle suburbs like Camp Hill, Carindale, and Tarragindi. CoreLogic and PropTrack data indicate a year-on-year price increase of 6 – 8% across the city, with low stock and high demand driving competition. Family homes near top schools and public transport are selling quickly – often above the asking price. Investors are also returning, attracted by rental yields above 5%. Staying updated on price trends can help buyers avoid overpaying and better time their purchase.
Is now a good time to buy property in Brisbane?
Yes, now can be a strategic time to buy in Brisbane – especially if you work with a local buyers agent. While prices are trending upward, interest rates have stabilised, and off – market opportunities are increasing. With strong migration, infrastructure investment, and the 2032 Olympics on the horizon, many suburbs are expected to see sustained growth. Buyers who act now can lock in value before the next price surge. Partnering with someone who understands local dynamics, like Buyers Scout, offers a serious advantage in a competitive market.
The New First Home Guarantee Scheme – A Game Changer Starting October 1, 2025
Can the First Home Guarantee Scheme Help You Buy Sooner Without a 20% Deposit?
The First Home Guarantee Scheme (by the National Housing Finance and Investment Corporation – NHFIC) allows eligible first-home buyers in Australia to purchase a property with as little as 5% deposit, without paying Lenders Mortgage Insurance (LMI). This initiative supports faster entry into the property market – especially in competitive regions like Brisbane (QLD) where prices are rising.
From 1 October 2025, the Australian Government will implement a reformed and expanded First Home Guarantee scheme designed to remove barriers for first-home buyers nationwide, including those in Brisbane. This initiative will allow first-home buyers to purchase properties with as little as a 5% deposit, without requiring lenders mortgage insurance (LMI), significantly reducing the upfront costs associated with entering the property market.
Distinctively, the scheme will have no cap on the number of guarantees available nationally and will lift property price caps aligning them with current market averages across regions. This means more Brisbane buyers can access the scheme given the city’s current median house prices near $1 million.
How does the First Home Guarantee Scheme work in Australia?
The First Home Guarantee Scheme is a federal government initiative that helps eligible first – home buyers purchase a property with just 5% deposit. The NHFIC (National Housing Finance and Investment Corporation) guarantees up to 15% of the property’s value, allowing buyers to avoid paying Lenders Mortgage Insurance (LMI). This makes buying a home more affordable and accessible, especially in high – growth areas like Brisbane.
What changes to the First Home Guarantee Scheme take effect from October 1st, 2025?
From October 1st, 2025, the First Home Guarantee Scheme expands eligibility to include any two individuals purchasing together – not just couples or singles. This means siblings, friends, or family members can co – purchase and still qualify. The 5% deposit requirement and LMI exemption remain, giving more flexibility to buyers in high-cost areas like Brisbane.
Can I apply for the First Home Guarantee with a friend after October 1st, 2025?
Yes. As of October 1st, 2025, you can apply for the First Home Guarantee with a friend, sibling, or family member – even if you’re not in a de facto or married relationship. This change opens the door for more collaborative buying strategies, especially for first – home buyers trying to enter markets with rising property prices like South East Queensland.
Is the New First Home Guarantee Scheme Your Golden Ticket to the Brisbane Property Market?
Brisbane first home buyers now have access to the updated First Home Guarantee Scheme (FHGS) – but what does that really mean for you? (FHGS is a federal government initiative that helps eligible buyers purchase a home with as little as 5% deposit, without paying Lenders Mortgage Insurance). This could be your chance to get into the market faster and smarter.
For Brisbane’s aspiring homeowners, the scheme offers the chance to buy a $1 million property with a deposit as low as $50,000, enabling thousands to bypass the traditional prolonged savings period which could span up to a decade. Besides saving time, buyers save tens of thousands in LMI fees, freeing up funds for mortgage repayments or renovations.
By expanding eligibility with no limits on income or geographic allocation, the scheme supports more diverse buyer profiles—from young couples and singles to multi-generational families—strengthening community growth and housing affordability.
What is the First Home Guarantee Scheme and how does it help Brisbane buyers?
The First Home Guarantee Scheme (FHGS) is a federal government program that helps eligible first home buyers in Brisbane and across Australia purchase a property with as little as 5% deposit, without needing to pay Lenders Mortgage Insurance (LMI). This reduces upfront costs and helps buyers enter the property market sooner. Places in the scheme are limited and released annually.
Can You Qualify for the First Home Guarantee and Buy Sooner Than You Thought?
The First Home Guarantee (FHG) is a government initiative that helps eligible first home buyers purchase a property with as little as 5% deposit – without paying Lenders Mortgage Insurance (LMI). To qualify, buyers must meet income caps, property price thresholds, and citizenship requirements. Understanding the full eligibility criteria is key to getting into your first home faster
To benefit from the scheme, applicants must be Australian citizens and first-home buyers with a minimum deposit of 5%, meeting other standard lending requirements. Importantly, the scheme remains compatible with the Queensland First Home Owner Grant, which offers an additional $30,000 assistance for new homes under $750,000, potentially stacking benefits for eligible Brisbane buyers.
Who is eligible for the First Home Guarantee scheme in Australia?
To be eligible for the First Home Guarantee (FHG), you must:
Be an Australian citizen or permanent resident (from July 1, 2025)
Be at least 18 years old
Have not owned a property in the past 10 years
Earn up to $125,000 (single) or $200,000 (couple) per year
Intend to live in the property as your principal place of residence
What is the income limit for the First Home Guarantee scheme?
To qualify for the First Home Guarantee (FHG), your taxable income must not exceed:
$125,000 per year for individuals, or
$200,000 combined for couples (as per the most recent financial year’s Notice of Assessment from the ATO).
These limits ensure the scheme supports low to moderate-income Australians looking to enter the property market sooner.
What type of property can you buy with the First Home Guarantee?
The FHG allows you to purchase:
An existing home
A newly built home
A house and land package
A land and separate contract to build
An off-the-plan apartment or townhouse
All properties must be owner-occupied and within the relevant price caps, which vary by state and region.
Why Use a Buyers Agent in Brisbane?
The Unique Value of Buyers Scout
Buying property in Brisbane’s competitive market can be complex and intimidating. Sellers’ agents work to represent sellers’ interests, making it vital for buyers to have their own dedicated advocate focused solely on achieving their best outcome. That is where Buyers Scout, a leading buyers agency in Brisbane, comes in.
Buyers Scout represents buyers with integrity, transparency, and expert knowledge, guiding clients through every step – from identifying off-market and on – market opportunities to meticulous property inspections, negotiation, and contract management.
Their team understands local market trends, suburbs, price points, and emerging areas, giving buyers a distinct strategic advantage.
How Buyers Scout Supports Buyers
- Tailored Property Search: Buyers Scout conducts a personalized search aligned with clients’ budgets, criteria, and lifestyle preferences, delivering options often beyond public listings.
- Negotiation Expertise: Skilled negotiators at Buyers Scout work to secure properties at the best price and favorable terms, reducing emotional stress and potential overpaying.
- Contract and Process Management: From legal paperwork to coordinating with conveyancers, lenders, and inspectors, Buyers Scout ensures a seamless transaction flow.
Specialty Services: Whether first-home buyers, investors, migrants, or developers, Buyers Scout offers dedicated services including off-market deals and auction bidding support.
Brisbane’s Hot Suburbs and Investment Opportunities
Emerging Growth Corridors
As Brisbane prepares for the 2032 Olympics and ongoing infrastructure upgrades, several suburbs offer exciting potential:
- Inner-City and Riverside Areas: Central Brisbane locations continue to see price appreciation due to proximity to employment hubs and lifestyle appeal.
- Growth Suburbs on the Outer Fringe: Areas such as Springfield, North Lakes, and Redland Bay provide affordable entry points with excellent transport and amenity development underway.
- Renovation Hotspots: Established suburbs like Woolloongabba and Annerley present opportunities for buyers seeking value through renovated properties or renovations.
Investment Outlook
Strong demand and low vacancy rates in Brisbane create an investor-friendly market with rising rental yields. Buyers Scout can assist investors by sourcing high-yield properties and off-market deals backed by rigorous investment viability analysis.
Navigating Property Purchase with Confidence in 2025
Struggling to Buy in Brisbane’s Hot Property Market?
Are you finding it hard to buy a property in Brisbane’s fast – moving real estate market? You’re not alone. Limited listings, fierce competition, and rising prices (property trends) make it feel impossible. But with the right buyers agent, you can unlock off – market opportunities and negotiate with confidence. Buyers Scout helps Brisbane buyers gain an edge – even in the most competitive conditions
Understanding market cycles, timing, and suburb trends is critical. With rising interest rates still impacting borrowing capacity, Buyers Scout advises a balanced approach—prioritizing affordability and long-term capital growth over speculative buy decisions.
Are You Missing Out on Thousands in Government Grants for Buying Property in Brisbane?
Many Brisbane home buyers don’t realise they may qualify for generous government incentives, grants, and stamp duty concessions. Whether you’re a first home buyer, investor, or upgrading, these programs can significantly reduce upfront costs. Knowing what’s available – and how to apply – could save you tens of thousands when purchasing your next property.
First – home buyers particularly benefit from the newly expanded Home Guarantee scheme and Queensland’s First Home Owner Grant. Combined with Buyers Scout’s expert advice, clients can access maximum financial assistance and expert negotiation to secure their ideal home faster.
Summary
The Brisbane property market in 2025 and beyond is set for continued growth fueled by demographic change, infrastructure investment, and government support for buyers. First – home buyers stand to gain significantly from the reformed First Home Guarantee scheme launching on 1 October 2025, designed to open doors sooner with less financial strain.
Navigating Brisbane’s diverse and competitive real estate market requires one unwavering ally representing buyers at every step. Buyers Scout stands as Brisbane’s trusted buyers agent, offering expert local knowledge, transparent advocacy, and tailored service to empower every buyer – from first-home purchasers to seasoned investors.
For anyone ready to buy Brisbane real estate confidently and wisely in 2025, contacting Buyers Scout is the smartest first step.
People Also Ask (With Answers)
- What is the new First Home Guarantee scheme starting October 2025?
The First Home Guarantee scheme allows eligible first-home buyers to purchase a home with a 5% deposit without paying lenders mortgage insurance. From October 1, 2025, the scheme removes caps on places nationally and raises price limits aligned to current market values, making it more accessible to Brisbane buyers purchasing homes up to $1 million or more. - How much can I save by using the First Home Guarantee scheme?
Buyers can save tens of thousands of dollars in lenders mortgage insurance and years off the time normally required to save a 20% deposit. For example, in Brisbane, purchasing a $1 million home requires only a $50,000 deposit under the scheme versus the traditional $200,000+ deposit. - Why should I use Buyers Scout as my Brisbane buyers agent?
Buyers Scout exclusively represents buyers’ interests with deep expertise in Brisbane’s property market. They provide personalized property searches, skilled negotiation, and seamless transaction management, reducing stress and increasing chances of securing the right property at the right price. - Which Brisbane suburbs are best for first-home buyers in 2025?
Suburbs offering good access to infrastructure, upcoming projects, and affordability include Springfield, North Lakes, and selected areas in Redland Bay. Inner-city suburbs like Woolloongabba also provide opportunities through renovation projects. - How is Brisbane’s property market expected to perform in 2025?
Brisbane’s property market is forecast to grow moderately by 5 – 7%, driven by population growth, infrastructure investment, and government support. The market is expected to remain competitive but stable with ongoing demand from families, investors, and first – home buyers. - What other grants and support are available for Brisbane homebuyers?
Besides the First Home Guarantee, Queensland offers a First Home Owner Grant of $30,000 for new homes valued under $750,000. Additional state and federal stamp duty concessions may also apply, enhancing overall buyer savings.
If assistance is needed navigating the Brisbane property market in 2025 and beyond, Buyers Scout is ready to provide expert support and negotiation on your behalf. Contact Buyers Scout to make your property buying journey a successful and rewarding experience.
